The Craven Agency Blog - Transitions


Hello all, It’s me again. It’s been a while. Sorry it’s taken so long for another post. Hope everyone is doing well. Life’s been moving extremely fast for me. Lots of changes to share.

First of all, I’d like to thank all of you for reading my little blog. Second, (for the first timers), I apologize in advance, for I am not a writer. (You can probably tell already)

Well then, when we last left off, it was February, and we were in the midst of Snowmagedon here in the south. Everything was frozen solid. Since then, June and I moved to the country, into a preowned manufactured home.

Manufactured home insurance or Mobile home insurance if you will, is a unique product. Some carriers shy away from this risk. I thought since we were visiting about transitions, that it would be a nice segway into Manufactured Home Trip insurance.

You’re like, what the heck is that?! Well, it in a nutshell, covers your home whilst it’s moved and hanging out on your location providing up to 30 days of coverage. While you prepare your home to be occupied. Here is the actual definition

Trip Coverage – Provides 30 days physical damage coverage for a home that is being moved. Coverage must be requested before the leveling blocks/jacks are removed and utilities are disconnected to avoid a coverage lapse. So, if you are moving your home from point A to point B, (like from a manufactured home park for instance) you’ll want to have this coverage in place before you start disconnecting and removing from the blocks.Believe it or not, most carriers do not cover the home until the home is completely set up and connected to all utilities, including the skirting installed and steps at all the doors. (Yah that’s really a thing) Back in the day, when I had my Man/Home dealership, I would regularly receive calls inquiring when we would be completing set up for their insurance to become active.

If you are buying a new or preowned home, or just moving your existing home, check with your carrier/agent to see if you have Trip insurance or that it can be purchased.

The last thing you want is a tree to fall on your home before you can get it fully installed and covered. You never know what can happen. It’s always best to be prepared if possible. What do they say, an once of prevention beats a pound of cure? Good stuff.

Once again, thank y’all for reading. I hope this has been somewhat helpful. I’d love to hear your thoughts and suggestions. Stay safe and Happy Halloween.